Mortgage Loans

Rates as of Friday, May 18, 2018

Product DescriptionPointsInterest RateAnnual Percentage RateFully Indexed RatePaymentsApply
Fixed Rate Mortgage - Purchase or Refinance
30 Year Fixed0.0004.750%4.871%N/AShow Payments
20 year fixed0.0004.625%4.789%N/AShow Payments
15 year fixed0.0004.375%4.581%N/AShow Payments
Adjustable Rate Mortgage - Purchase or Refinance
5/1 Adjustable Rate Mortgage0.0005.000%5.419%5.370%Show Payments
7/1 Adjustable Rate Mortgage0.0005.375%5.569%5.375%Show Payments
10/1 Adjustable Rate Mortgage0.0005.750%5.948%5.750%Show Payments
Important Notices
  • The interest rates, annual percentage rates (APR's), and discount points shown are subject to change without notice.
  • The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.  The rates displayed are inteneded for mortgage in an amount not to exceed $453,100.
  • The monthly payment amount shown includes principal and interest.  Taxes, property insurance, and flood and mortgage insurance (if applicable) are not included in the monthly payment amount.  Your actual monthly payment amount may be higher.  An escrow account may be required.
  • If the loan will exceed 80% of the value of the home, Private Mortgage Insurance (PMI) will be required at the borrower's expense.
  • Your APR will vary based on your final loan amount and finance charges.
New Buffalo Savings Bank offers Construction Loans, Jumbo Loans, Vacant Lot Loans and loans on Investment Property.  If you would like more information on any of these additional loan products, please contact one of our offices to speak with a loan officer.
We believe our personal attention can make the difference between frustration and peace of mind.  Whether you are a first-time home buyer or purchasing a dream lake front retreat, you are important to us and we promise our full attention.